Homeoffice Senior Credit Strategy Analyst/ Senior Data Scientist

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Social Finance, LLC seeks Senior Credit Strategy Analyst/ Senior Data Scientist in San
Francisco, CA:


Job Duties: Architect credit underwriting, pre-screen targeting, A/B testing and credit
limit assignment strategies. Utilize deep analysis to power the future of credit card,
using a comprehensive data ecosystem including multi-product internal data, credit
bureaus and alternative data. Seek to drive continuous improvements in strategies and
processes. Work collaboratively with the Data Science team to design new machine
learning models. Partner closely with implementation teams to accurately deploy new
strategies. Work with other business partners across Business Unit, Operations,
Marketing, Finance, Legal and Compliance etc. to deliver successful business results.
Understand credit risk and develop approaches to mitigate loss and responsibly grow
revenue. Monitor performance of strategies and portfolios. Document and communicate
results and escalate issues as necessary. Identify gaps/opportunities and drive actions.
Telecommuting is an option. Some travel to Sofi offices may be required.
Minimum Requirements: Master’s degree (or its foreign degree equivalent) in Computer
Science, Finance, Mathematics, Statistics, Business Administration, Engineering (any
field), or a related quantitative discipline, and three (3) years of experience in the job
offered or in any occupation in related field.


Special Skill Requirements: (1) credit risk strategy; (2) consumer credit analytics; (3)
credit strategy analytical life cycle; (4) analytical strategy development; (5) customer
performance data; (6) bureau attributes; (7) EXCEL; (8) SQL; (9) Python; (10) Decision
Trees; (11) regression; (12) logistic regression; (13) A/B testing; (14) Tableau. Any
suitable combination of education, training and/or experience is acceptable.
Telecommuting is an option. Some travel to Sofi offices may be required.
Salary: $188,885.00 - $217,218.00 per annum.


Submit resume with references using the apply button on this posting or email to: Req.#
24-147054 at: ATTN: HR, jobadverts@sofi.org.

Application Deadline: 11/14/2025

#LI-DNI

Compensation and Benefits
The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location.
To view all of our comprehensive and competitive benefits, visit our Benefits at SoFi page!
SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law.
The Company hires the best qualified candidate for the job, without regard to protected characteristics.
Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.
New York applicants: Notice of Employee Rights
SoFi is committed to an inclusive culture. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email accommodations@sofi.com.
Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time.
Internal Employees
If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.
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